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Home  /  Privacy Policy

Privacy Policy

How we collect, use, and protect your information when you use our recharge and bill payment platform.

Last updated: September 2, 2026
On This Page
1. Introduction 2. Information We Collect 3. How We Use Information 4. Sharing & Disclosure 5. Payments & Transactions 6. Data Security 7. Data Retention 8. Your Rights & Choices 9. Cookies & Tracking 10. Children's Privacy 11. Changes to This Policy 12. Contact Us

1 Introduction

Fintechnology ("we", "us", "our", or the "Platform") provides mobile recharge, DTH recharge, data card recharge, bill payment, and related distribution services to Retailers, Distributors, and Master Distributors across India. This Privacy Policy explains how we collect, use, store, and protect the personal and transactional information you share with us when you visit our website, use our mobile application, or transact through our platform.

By registering on, accessing, or using our services, you agree to the collection and use of information in accordance with this policy. If you do not agree with the terms of this Privacy Policy, please do not use our services.

2 Information We Collect

We collect information that you provide directly to us, information generated through your use of the platform, and information from third parties involved in processing your transactions.

2.1 Information you provide

  • Full name, mobile number, email address, and date of birth
  • Business details for Retailer, Distributor, or Master Distributor accounts, including shop name, GST number, and PAN
  • Government-issued identity and address proof submitted for KYC verification
  • Bank account, UPI, or wallet details used for settlements and top-ups
  • Communications you send us, including support tickets and messages sent via the contact form

2.2 Information collected automatically

CategoryExamples
Device informationDevice model, operating system, unique device identifiers
Usage dataPages visited, features used, recharge history, session duration
Log dataIP address, browser type, access timestamps
Location dataApproximate location derived from IP, where required for fraud checks

2.3 Information from third parties

We may receive confirmation and status data from telecom operators, DTH providers, billers, payment gateways, and banking partners in order to process and confirm your transactions.

2 How We Use Your Information

  • To create and manage your Retailer, Distributor, or user account
  • To process recharges, bill payments, and other transactions in real time
  • To verify your identity and complete KYC / AML compliance checks
  • To calculate and disburse commissions and settlements
  • To provide customer support and respond to your queries
  • To send transactional alerts, service updates, and (with your consent) promotional offers
  • To detect, investigate, and prevent fraud, abuse, or unauthorized access
  • To comply with applicable legal, tax, and regulatory obligations

4 Sharing & Disclosure

We do not sell your personal information. We may share information with:

  • Telecom operators, DTH and billing partners — to complete the recharge or bill payment you requested
  • Payment gateways and banking partners — to process payments and settlements securely
  • Your upline Distributor / Master Distributor — limited business data required for commission and account hierarchy management
  • Service providers — such as SMS gateways, cloud hosting, and analytics providers who process data on our behalf under contractual confidentiality obligations
  • Regulators and law enforcement — where required by applicable law, court order, or to protect our legal rights

Any third party we share data with is contractually required to use it only for the purpose it was shared and to maintain reasonable security standards.

5 Payments & Transactions

Payment and wallet information is processed through PCI-DSS compliant payment gateways and banking partners. We do not store full card numbers or banking passwords on our servers. Wallet balances, transaction logs, and settlement records are retained as required for accounting, dispute resolution, and regulatory audit purposes.

6 Data Security

We apply industry-standard technical and organizational safeguards to protect your data, including:

  • Encryption of data in transit using TLS/SSL
  • Restricted, role-based access to personal and financial data
  • Regular security reviews and monitoring for suspicious activity
  • Two-factor authentication options for account access

While we take reasonable steps to protect your information, no method of transmission or storage is 100% secure. We encourage you to use a strong password, avoid sharing your login credentials, and report any suspicious activity immediately.

7 Data Retention

We retain personal and transactional data for as long as your account remains active and for a reasonable period thereafter to comply with tax, accounting, and regulatory requirements (typically up to 8 years for financial records, unless a longer period is required by law). KYC documents are retained in line with applicable regulatory guidelines for financial and payment intermediaries.

8 Your Rights & Choices

  • Access & correction — you may request a copy of the personal data we hold about you and ask us to correct inaccuracies
  • Withdraw consent — you may opt out of promotional communications at any time via the unsubscribe link or by contacting support
  • Account closure — you may request closure of your account, subject to completion of any pending settlements and regulatory retention requirements
  • Data portability — where applicable, you may request your data in a commonly used format

To exercise any of these rights, please reach out using the contact details below.

9 Cookies & Tracking

Our website uses cookies and similar technologies to keep you signed in, remember your preferences, and understand how our services are used. You can control cookies through your browser settings; disabling cookies may limit some functionality of the platform.

10 Children's Privacy

Our services are intended for business use by individuals aged 18 and above. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected data from a minor, we will take steps to delete it promptly.

11 Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will post the revised policy on this page with an updated "Last updated" date. Continued use of our services after changes are posted constitutes your acceptance of the revised policy.

12 Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us:

We're here to help

support@fintechnology.site

+91-9687031800

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